Commercial insight
Margin, mix and unit economics analysed monthly, so pricing and workload decisions are made on evidence rather than instinct.
Virtual CFO · Melbourne
CFO-level thinking, without a full-time CFO.
A Virtual CFO engagement for owners of growing Melbourne businesses — combining commercial finance, governance and executive reporting into one ongoing advisory partnership.
Delivered by a Chartered Accountant and former Financial Controller of a $60m+ group.
Book a discovery callWhat a Virtual CFO does
More than an accountant. Less than a hire.
Most growing businesses outgrow their accountant long before they can justify a CFO. A Virtual CFO fills that gap: senior commercial finance capability engaged on a defined rhythm, embedded in your business rather than reporting on it from the outside.
Cash flow leadership
Rolling forecasts, working-capital discipline and funding conversations handled before they become urgent.
Board-grade reporting
An executive information set — dashboards, KPIs and written commentary — that explains what happened and what to do next.
Governance and controls
Delegations, month-end discipline, ATO governance and defensible working papers, so the numbers survive scrutiny.
Team and systems uplift
Your bookkeeper or finance officer is coached, and the systems around them are designed to hold the process together.
Decision partnership
A standing seat at the table for hiring, capex, tenders, acquisitions and the decisions that move the business.
When it's the right time
Signals a Virtual CFO is overdue.
- Revenue is growing but cash and margin no longer behave predictably.
- Reporting arrives weeks late and doesn't change any decision.
- You're making capital, pricing or hiring calls on gut feel.
- A bank, board, auditor or investor is asking for information you can't produce quickly.
- You need CFO-level thinking, but not a full-time CFO salary.
How the engagement runs
A method, not an hourly rate.
Every Virtual CFO engagement runs through the same six-stage framework — Understand, Diagnose, Design, Build, Embed, Improve. The early stages establish data integrity and governance; the later stages turn that foundation into reporting and decision support that genuinely changes how the business is run.
Engagements are scoped monthly or quarterly, with a fixed cadence of reporting, review and forward-looking conversation. You always know what's being delivered and when.
Proof
Transformation stories
See what Virtual CFO work looks like in practice — inside real finance functions, from ATO governance to executive dashboards.
Read the transformation storiesFull capability
Services
Commercial finance, governance, business intelligence and systems — with tax and compliance handled as supporting deliverables.
Explore the full service rangeReady for a finance function that helps run the business?
A short discovery call is enough to work out whether a Virtual CFO engagement is the right level of support for where your business is now.
Book a discovery call